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[原创]愿我的血没有白流,同志们为我请多提意见!2003-6-21

[日期:2005-01-06] 来源:ChaseDream论坛 作者:valentine [字体: ]

愿我的血没有白流,同志们为我请多提意见,同时别犯我的错误!

背景:Male, single, top 20 b-school, 本人在5 大会计事务所工作3 年, 曾协助建行、农行处置不良贷款给高盛,摩根等投资银行 (investment bank, IB), 对不良贷款处置产生浓厚兴趣并想回国在此发展。死在回国计划上。在问及回国计划时说:

I want to continue my profession in Chinese bad loan market, but from a higher level. I want to join the local management of global banks. I once helped Goldman and Morgan to purchase 2 billion bad loans from three Chinese banks. I know what they want from Chinese market. So I can help them develop Chinese market. Also, I have audited three Chinese banks. Thus, I know what they can provide to foreign investors.

中间被打断问过什么是:bad loan. 说得太专业了,所以出了问题。更错误的是主动提到Goldman & Morgan 是非常不明智的。VO立刻联想到了Investment banking. 于是引出了最致命的问题:So it is a radical change in your career. You want to change from accounting to investment banking.

最错误的回答: Yes.

其实我不想承认我未来想做investment banking, 至少不可以承认是跳槽,所以继续解释career goal,但被打断。challenge 我为什么不留下来在美国做IB, 提出两边收入差异很大。(从此对我态度开始变得不耐烦,开始打断我。)

回答:Money is only one factor in my career development. I have several competitive advantages in China over America.  I have audited three Chinese banks and dozens of local companies. 继续解释在中国的优势,但是被打断。

“为什么不在中国读美国的joint program。即便宜又可以不离开现在的公司。”

Answer: For example, when I helped Goldman to purchase bad loans from China Construction Bank, I found out that I need to learn the loan management system and evaluation models designed by Morgan. However, the Chinese program cannot give me the answer. I must go for an American one. I want to learn advanced knowledge in America.中间被打断过。我要求VO较慢的重新说一遍。然后我又重复了一次我的回答。

VO 似乎不满意advanced knowledge的回答,在我说完之后还重复了一遍advanced knowledge,我也重复了一遍advanced knowledge。

然后 VO说 “Goldman only recruits American people and the number is few. It is not realistic for you to join them after graduation, especially if you have no working experience in IB before. And even if you can get admitted by Goldman or its peers, you must stay at American banks, not Chinese branches”

自我评价:
承认自己要通过MBA转行,尤其是转到Investment banking, 是非常错误的。VO 的神经都很敏感:investment banking = money-driven, then America has the most mature market of IB. So you must stay in US.

Concern:
1.下次再去怎莫说career plan after graduation? 是不是只要提到Goldman or Morgan, 就会必死无疑,或者即使不提及IB, 但是让VO嗅出来IB的味道(正如这一次)也会死掉,因为他会替我捅开着层窗户纸。

2.如果说一个全新的career plan, 与IB 无任何关系的,又如何巧妙地解释与上次的差异?VO 是不会主动问我为什么你的答案与上一次不一样。

我想了一个新思路,但还很粗糙,请大家多提意见:Why need MBA?
I have helped many local companies go public overseas. However, competing with their foreign counterparts, they lacked modern corporate finance and effective internal control. But my current expertise cannot satisfy their needs on company restructure. So I want to learn corporate finance and management skills from the MBA program to better serve my clients.

Plan after graduation:
After graduation, I have several choices. I can return to Big Five and focus on corporate finance section. I can also join the best local companies, such as China Telecom or China Oil. They are my former clients. Thirdly, I can join consulting firms, specialized in Chinese company restructure.

 


原文引自:

https://forum.chasedream.com/dispbbs.asp?boardID=27&ID=6847&page=55

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